Now that the government is back in session, my biggest concern for January is that we will end up right back where we were a few weeks ago. The government will end up shutting down again and the Republicans and Democrats will be arguing again about whether or not to raise the debt ceiling, which will cause them to create another temporary solution. I feel like over the next few months, maybe even years, the government will just constantly push back their deadlines, causing no permanent solutions to be made.